PACT Atlanta, LLC and our providers participate on most insurance panels. We also offer a reduced private pay rate. This rate varies based on the services provided. At your first office visit, you are required to provide your insurance card and we will verify coverage and obtain prior authorization, if it is required. You will be notified by telephone, mail or e-mail, depending on the requested contact information you provide on the attached pages, if there is a problem with your account, coverage or a particular claim. Please note, verification of coverage is not a guarantee of benefits and claims processing is based on your coverage limitations and exclusions at the time of service, which is determined by your insurance company. If you have insurance, please remember that we are bound by the type of plan that you have. PACT Atlanta, LLC does not determine your co-payment, co-insurance or deductible responsibility. Some insurance companies require prior authorization for medications. This requires a significant amount of non-office visit time to complete the required forms and make the required phone calls to insurance companies. As such, there is a $10 charge for medication prior authorizations. If your insurance company requires such a prior authorization, you will be notified of this prior to completion and the charge that may be accrued to your account. Any check that is returned by our bank for insufficient funds will result in a $29 fee. Any client who has a returned check may also be required to pay in cash for all future payments.